Privacy Policy

This Privacy Statement will govern all privacy issues that may arise in relation to your access to www.savekubwa.com, use of its aggregation/comparison charts or related information on financial and insurance products, purchase of any such product or service, or participation in forums, social media, and related services (collectively referred as the Service) being offered on this website or the websites of its partners, subsidiaries, affiliates, licensees, agents, and service providers (the Partner Websites). This Privacy Policy shall be deemed as a part of your entire agreement with Savekubwa Ltd. Accessing this website, using the aggregation/comparison features to find the most suitable financial or insurance products, or participating in blogs, forums, social media or related services to connect with the community or respond to price quotes, exclusive deals, and promotional offers or otherwise avail any feature or service being offered on this website or the Partner Websites shall be deemed that you have read and consent to abide by this Privacy Policy. If you don’t agree, you may not access/use this website. This Privacy Statement will explain how we may collect, process, use, retain or share your personal information in relation to the Service being offered on this website. However, this privacy policy will not apply to third party websites or anything that you share on public forums, social media or other accessible sections of this website. The Partner Websites/Third Party Websites operate under their own terms and policies while we shall be entitled to use your public profile, preferences, search history, or other shared information for our business promotion.

When you access this website or use the Service, including but not limited to the listed insurance or financial products, blogs, forums, social media, or related services being offered on this website or the Partner Websites, Savekubwa Ltd shall be entitled to collect, process, store, use or share your personal information with its collaborating service providers or other third parties as mentioned in this Privacy Policy.

What we may collect

Identifiable Information

When you access www.savekubwa.com or use the Service being offered on this website or the Partner Websites, Savekubwa Ltd may collect your name, age, contact number, email address, preferences, credit card details, or other information related to your health and demographic profile. However, we will never use any kinds of automated tools and techniques to collect your identifiable information on the website/Service. Any information that uniquely identifies you on the website/service will be collected only when you voluntarily submit or share that information to:

• Register on the website/service
• Request a quote for insurance/financial products being offered by the listed financial service providers.
• Purchase or place your order for any insurance/financial product or service being offered by the listed service providers.
• Subscribe to newsletters or any other service being offered on this website or the Partner Websites.
• Register your complaints or submit your feedback regarding any financial product or service being offered on this website.
• Contact our customer support executives to resolve any issue related to your use of the website/Service or financial products being offered on this website.
• articipate in promotional surveys, contests, campaigns or promotional offers related to any financial product or service being offered on the website.

You may be required to submit additional information or health records for obtaining any service related to health or life insurance. When you submit any kinds of identifiable information on this website, it shall be deemed that submitted information is accurate, complete, and updated, and you will keep it current and updated.

When you submit any kinds of identifiable information of your friends, family and/or other third parties, it shall be deemed that you are fully authorized to submit such information in relation to the Service being offered on this website, and if you are not, take your personal responsibility to fulfill your obligations under this agreement, including the liabilities that may arise from your infringement of third party rights. Savekubwa Ltd reserves a right to delete any information or submitted content that is infringing or likely to violate others’ privacy rights.

Please acknowledge that when you accept any exclusive deal, purchase the listed financial products and services, or otherwise access/use any service being offered on the Partner Websites or other third parties, your identifiable information will be collected as per their own terms and policies. This Privacy Policy will not protect you on third party websites as they are governed by their own terms and policies. Savekubwa Ltd shall never be liable for your privacy issues on websites/services that are not owned or controlled by it.

Non-identifiable Information

When you access this website or use the Service, Savekubwa Ltd may use certain automated tools and techniques (cookies, log files, web beacons, advertising identifiers, etc.) to collect your browsing behavior and system-related data (referred as User Data). These statistical or non-identifiable information pertains to your device type, operating system, app version, browser type, configuration settings, IP address, Internet service provider, search history, clicked ads and links, total time on the service and other details/metadata related to your use of the Service. Your user data can be very crucial for resolving technical issues and improving the aggregation/comparison features, insurance listings, search engines or other aspects of the Service that enhance your overall experience on the website.

Third Party Cookies

We may monetize this website by using Google AdSense or other third party advertisers or financial service providers who may be employing their own cookies and related technologies to collect your personal information as a result of ad serving or exclusive deals and product offers on the website/Service.

When you access this website, ask for any price quotes or otherwise use the Service, it shall be deemed as your consent to accept these third party tools and techniques that collect your identifiable or non- identifiable personal information in relation to any financial or other products and services being offered on the website.

If you are not comfortable in sharing your User Data, you may disable the cookies by changing the configuration setting of your browser or using add-ons that block third party cookies and tracking tools. However, you should understand that cookies are very instrumental in delivering the Service and disabling them may prevent you from using certain features or you may not be able to use the website/Service at all.

How we may use your Personal Information

Savekubwa Ltd reserves a right to share your personal information with its Collaborating Partners or other third party service providers for the following purposes:

• Registering you on the website/Service
• Subscribing you to the newsletters or other services being made available on the website
• Offering price quotes for customized financial products and services as per your preferences
• Helping you find the most suitable insurance/financial products by providing insurance
• Helping you purchase any insurance or financial product listed on the website, receiving
• Sending alert notifications regarding any changes in the Service, including your account
• Collaborating with third party service providers, financial institutions, professional advisors,
• Facilitating your participation in the blogs, forums, social media, and promotional events
• Facilitating third party marketing companies in cases when you consent to receive third and requirements.

aggregation/comparison and related views, reviews, advice, suggestions, recommendations or useful information about the listed financial products and services or special deals/offers being made available on the website.

your feedback/complaints and resolving technical issues related to your use of the website/Service.

status, insurance/financial product offers, and modifications in this Privacy Policy. suppliers and other stakeholders and managing your relationship with them or complying with their requirements.

being organized on this website or the Partner Websites. party ads and promotional offers. However, you may opt-out from our email subscription to stop receiving such newsletters and promotional offers.

• Researching, analyzing, evaluating or consolidating the user data for internal purposes
• Complying with legal or regulatory requirements and resolving any such kinds of legal or commercial complaints and issues.

Sharing and Disclosure

Savekubwa Ltd will never do anything that compromises your privacy on the website. We will never sell, lease or rent your personal information for direct marketing unless you have given your consent for receiving exclusive deals and promotional offers from the third party advertisers or financial service providers.

If you don’t want to receive any promotional offers and special deals from the Partner Websites or other third parties, you may unsubscribe from our newsletter service by visiting the respective page on this commercial complaints and issues.

website or following the unsubscribe link at the bottom of such commercial emails. You may manage your privacy settings and preferences or completely delete your account on the website and discontinue the Service.

When sharing your personal information with the Partner Websites or other third parties, Savekubwa Ltd will ensure that no personal information is shared except what may be necessary for them to offer price quotes or deliver their financial products and services in a hassle-free manner.

When feasible, your personal information, particularly the User data will be aggregated to make it anonymous before sharing with the Partner Websites or other third parties.

The Partner Websites and participating financial service providers will be obligated to maintain the confidentiality of your personal information, but we shall not be liable for any subsequent violation of your privacy by any such third party service providers.

Savekubwa Ltd reserves a discretionary right to disclose your personal information to any third party if such disclosures are necessary to:

• prevent fraud/illegal activities on the website/Service,
• cooperate with the law enforcement agencies,
• comply with the applicable laws/court ruling,
• protect its business or legal rights,
• Transfer its ownership in a hassle-free manner.

Access and Correction

When you register or submit any information to use the Service being offered on this website, it shall be deemed that you have submitted accurate, authentic, and complete information, and keep your profile information updated. You are entitled to access your information that we store on our servers and modify it when required.

Access and correction of your personal information shall be done through your account on the website, but you may also submit a duly completed form to our privacy officer for changing your profile information on the website/Service.

All changes and corrections to your personal information shall be subject to the process, procedures, and applicable privacy laws.

We reserve a right to impose a fee for disclosing, correcting, or handling your privacy information through our privacy officer. However, we may refuse any requested information if we believe that such disclosure is likely to violate any provisions of the data protection act or undermine the privacy of other users.

Third Party Websites

This website may contain links/ads to third party content or websites. We do not endorse or recommend any financial product or service being listed on this website and/or related views, reviews, advice, suggestion, recommendation, specifications or information being featured, published or otherwise made available on this website or the Partner Websites. Savekubwa Ltd shall not be liable for any loss, damages, claims or consequences that may arise from your access to third party websites or use of their products, services, and related content.

Changes to this Privacy Policy

Savekubwa Ltd reserves a discretionary right to edit, modify or replace this Privacy Policy at any time and without any prior notification. Continued access to this website or use of the Service after any policy modification shall be deemed as your consent to accept the modified Privacy Policy.

Contact Us

If you have any questions or concerns regarding this Privacy Policy, please reach us at info@savekubwa.com. We will provide the requested information and resolve your concerns as soon as possible.